Finance

FIN 20103 Principles of Banking

This course is designed to provide students with an introduction and overview to the principles, concepts, and operations of banking. It includes information concerning the structure, purposes, and economic environment in which commercial banks operate. The financial products and services provided to  consumers and businesses will be presented. Ethical and regulatory issues will also be considered.

Offered Fall for 3 Semester hours.

FIN 20403 Financial Management

Fundamental concepts of Financial Management, time value of money, stock valuation, bond valuation, risk and return financial analysis, and working capital management. Prerequisite: ACC 12403. Lab fee required

Offered Fall, Spring for 3 Semester hours.

FIN 21103 Money and Banking

This course is designed to provide students with an introduction and overview to the function of money and banking in the U.S. economy. It includes  information concerning the types of financial institutions, the role of saving and lending, and the features of a bank’s balance sheet and income statement. The role and function of the Federal Reserve in influencing monetary and fiscal policies will be presented. The importance of bank regulation as well as international banking will also be considered.

Offered Fall for 3 Semester hours.

FIN 22103 Banking Laws and Regulations

The purpose of this course is to provide critical information concerning the banking laws and regulations in today’s financial environment. This course considers how banks, are affected by laws and regulations. It provides an overview of the basic laws and banking regulations that govern deposit accounts, lending, real estate lending, bankruptcy, non-deposit products and services, international banking, marketing, safety and soundness, and information reporting.

Offered Spring for 3 Semester hours.

FIN 26403 Consumer Lending

The purpose of this course is to introduce students to the essentials of consumer lending and explain the important and relevant features, processes, and  laws. Students will learn the features and benefits of consumer loan products and operations, including closed-end and open-end loans, direct and indirect lending, and secured lending. The course presents the consumer lending process from generating and processing loan applications to loan closing,  documentation, collection, and recovery. It also reviews the credit investigation, loan evaluation, and decision-making processes. The customer relationship building as well as the laws and regulations that affect lending will be studied.

Offered Spring for 3 Semester hours.

FIN 28403 Commercial Lending

This course provides an overview of the nature and components of commercial lending. Business clients, their industry areas and organizational structures are discussed. Building and maintaining client relationships as well business banking organizational structures, administrative processes, documentation,  and risk management are presented. The course also considers the economic factors important to commercial lending markets, regulators and regulations, and loan interviewing and negotiation. The basic analysis of income and balance sheet statements, ratios and cash flow analysis is presented. Also   included are loan structuring, documentation, closing and support, and identifying and handling problem loans.

Offered Spring for 3 Semester hours.

FIN 35403 Financial Administration of Health Care Facilities

Provides the interpretation and application of accounting, financial concepts, and reimbursement systems for health care facilities. Students will have an introduction to strategic financial planning for health care organizations.Prerequisite: FIN 20403

Offered Fall for 3 Semester hours.

FIN 36403 Consumer Lending

The purpose of this course is to introduce students to the essentials of consumer lending and explain the important and relevant features, processes, and  laws. Students will learn the features and benefits of consumer loan products and operations, including closed-end and open-end loans, direct and indirect lending, and secured lending. The course presents the consumer lending process from generating and processing loan applications to loan closing,  documentation, collection, and recovery. It also reviews the credit investigation, loan evaluation, and decision-making processes. The customer relationship building as well as the laws and regulations that affect lending will be studied.

Offered Spring for 3 Semester hours.

FIN 38403 Commercial Lending

This course provides an overview of the nature and components of commercial lending. Business clients, their industry areas and organizational structures are discussed. Building and maintaining client relationships as well business banking organizational structures, administrative processes, documentation,  and risk management are presented. The course also considers the economic factors important to commercial lending markets, regulators and regulations, and loan interviewing and negotiation. The basic analysis of income and balance sheet statements, ratios and cash flow analysis is presented. Also   included are loan structuring, documentation, closing and support, and identifying and handling problem loans.

Offered Spring for 3 Semester hours.